Health Insurance Quotes

    Currently, you can highlight the three fundamentally different system
Health care . 1. Mostly the state (UK.) 2.
Primarily an insurance system,
The information provided in such European countries such as Germany, France, Holland, Austria,
Belgium, Switzerland, some States in Latin America,
Japan and the other; they are home to more than 1 billion people - more than a quarter of the total population of the world.
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Health Insurance Quotes

3. Mostly private (fee based) system. (US) in almost no one of the sufficiently
Developed countries not represented in the net as a .
Moreover, in a number of countries receives priority development is one, the other the system.
It is difficult to say, other than the USA, the country,
Dominated private medicine and private voluntary medical insurance.
For example, in all countries, even with the public health care system,
There are organizations and institutions, engaged in voluntary,
Private medical insurance. Primarily the public health system has evolved as the direction
Social policy of the state . As a result the state augment their influence and
Control of the of the health and insurance organizations.
Deserved attention to the fact that the health care system, for example,
Great Britain was founded in the light of the experience of the USSR. The experience of the state system
Health, UK shows its high efficiency and availability
At relatively low cost to the medical assistance. The bulk of the funds flows
From the state budget and is distributed from top to bottom in vertical management.
Centralized financing allows you to deter the increase in the cost of treatment.
A significant drawback budgetary financing for health care is the inclination
Would be interesting to , ignoring the rights of patients, as a rule,
The lack of ability you select a doctor, hospital.

Mostly the insurance system 

is founded on the principles of solidarity. It is closely related to
With all the social insurance system and is governed by one law .
Underwriters and the insured the opportunity of the implementation of the control of the
The use of insurance funds , insured - the ability to choose a doctor,
Treatment and prevention agencies. In the insurance medicine are the most important
The problem to ensure equal access and payment for medical care ,
Assistance to persons of high-risk groups (the elderly, the poor, disabled persons),
Optimal allocation of financial resources among groups of insured.
Funding for such systems is carried out of the three Sources :
Insurance contributions entrepreneurs - deductions from income (tax);
Workers' wages, deductions from wages; the state budget.
So in Germany is one of the most developed systems of social medical
Insurance . It was introduced in Europe in 1883, Bismarck, and now it reaches
More than 90 per cent of the population ( 8 % - covered by private health insurance coverage and for the 2 per cent poor pays
The state ).  This system provides the necessary medical assistance in the case
Diseases for all the insured . The system of compulsory insurance is
Its activities through non-profit insurance organizations - ABCS .
This is an independent self-administered organization,
The structure of which is defined legally.
There are several types of banks: the local (mainly for non-working,
Family members of insured), located in the place of residence,
Production (in the workplace), marine, Agricultural and examples cashier's office (mainly for employees).
Control and management of their activities by government agency.

The French model 

medical insurance is characterized by an effective integration of
Throughout the social insurance system.
In the social insurance system there are more than twenty different types of,
Including medical care - in the case of sickness, temporary disability, an accident,
Pregnancy and maternity leave.
Legislation approved by a single insurance coverage, which covers 80% of the population.
Insurance System, which includes the more than 90 insurance companies,
Is controlled by a nationwide organization. Social insurance funds,
Formed at the national level,
By financing the program mandatory health insurance.
The replenishment of funds is through the introduction of insurance taxes,
That 90% of the fund. This insurance tax 60% fund pay for labor.
In compulsory State insurance there is an additional network
Insurance and local funds social assistance .
Through recent receive medical care uninsured French,
The number of which barely exceeds 2 %.

In Belgium 

earlier than in other countries the practice state grants
maintenace fee medical care . In health insurance system operates six
Unions nationwide insurance funds : catholic (45% of the population),
Socialist (26 % ), liberal (7 % ), Professional (15 % ),
The independent (4 %) and secondary (1 % ).  In this way,
98% Belgians covered by compulsory medical insurance, and only 1% - private.
Management of the system health insurance National Institute of
Disease and disability.
Commercial insurance companies did not have its niche in the health insurance system.
A high level of social protection,
Всеохваченность public health insurance coverage, quality customer satisfaction.
Medical care," said an urgent need for development of the private insurance .
This is a modern state of public health Japan is characterized by very high
Indicators: life expectancy of 80 years (60 years),
- The highest in the developed countries of the world.
Infant mortality is 4.4 cases per 1000 live births,- this is the lowest in the world.
These achievements are due a high level of health insurance in Japan,
Based on the national the compulsory health insurance. High
Life expectancy in the country has led the Ministry of Health and
Well-being to pay particular attention to the problem of the assistance and home-based care for
Older people . It is important to stress that, in Japan different groups of the population,
Regardless of income level, have the same opportunity to receive medical assistance.
Physicians do not only write out medicines, but also provide patients medication. In the
A result, the country is the first in the world of medicine consumption per capita
Population .

Mostly private health insurance system,
The most widely represented in the United States, is characterized by децентрализованностью, high
Development of infrastructure the insurance and the lack of public
Regulation .
For the majority of the population the US health insurance is a private affair of each.
A voluntary, private form of medical insurance covers more than 80% of the population.
In the US about 1500 private insurance companies. Of them two of the most large,
Only health insurance, - 'Blue Cross' and the 'Blue Shield'.
This is private insurance companies, engaged in voluntary insurance,
Who are the greatest mystery.
Along with the private health insurance schemes in the US there are two
Government programs ,
In the public financing - this is a 'Medicare'
(For the medical assistance for older - after 65 years of age) and 'Medicaid' (for the unemployed
Poor and certain groups of persons with disabilities).  However, only 46 per cent Americans with low-income countries
Have the opportunity to register and receive benefits in the framework of the program ' Medicaid
'.  The Program compulsory social insurance elderly ( 'Medicare')
Are covered by all citizens 65 years of age and therefore it is considered to be more successful. However,
Elderly patients were forced to pay out of pocket for the first day
Hospitalization, for entrance to medical doctors in the clinic and in almost all the long-term assistance in
Homes nursing care . It should be emphasized,
That it is in the United States are being developed and implemented effective medical technologies,
Deploy leading-edge scientific research and, as a result,
Successfully implemented medical assistance to high-quality.


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